Financing Your Home Purchase
Unless you are in a position to pay cash for your home, you will need to obtain a home loan (Mortgage) to complete the purchase. I will assist you in this process to help ensure that you obtain the financing necessary to best meet your needs.
• Help you get pre-approved for a loan before you submit an offer. This will put you in a stronger negotiating position and can save time in the loan approval process;
• I can put you in touch with an experienced loan officer at a leading mortgage company. This individual will be your principal guide through the financing process;
• Various financing options may be available to you, including: Fixed Rate Mortgage, Adjustable Rate Mortgage (ARM), Government-assisted (FHA or VA) financing, USDA Loans, and/or Seller-assisted financing.
• You can expect the Lender to ask for standard information regarding your income, expenses and financial obligations.